Financial Adviser DipPFS in Stanley
I enjoy helping clients create a plan for the future, whether that be for retirement, or saving for something shorter term, I can help you along the way offering straight forward, honest advice.
I work with individuals, families ,business owners and professionals to help secure your future, and protect what matters most to you along with taking the stress and complexity out of financial decisions.
Previous to becoming a financial planner I have spent 17 years owning and operating retail outlets throughout the northeast of England alongside investing in property since 2017. I now use this experience to help others who may be unsure on where to go next.
In the UK, there are around 3.3 million pension pots that are considered as ‘lost’, containing an average of around £9,500 per pot*. Nobody wants to be missing out on money they have built up in a pension, but there’s good news - this kind of financial hit is completely avoidable.
This one might seem obvious, but it’s easy to lose track of your pension pots, where they are, and what they’re doing. If you make a note of your pension providers, and check your pot(s) regularly, you’re far less likely to lose one of them over time.
Your investment allocation is where and how you’re investing your pension. Often, people will just use their pension provider’s default setting. But this might not actually be right for your retirement goals and risk profile. So, it’s a good idea to revisit this every few years.
If you’ve had a windfall recently, like a pay rise, bonus, or inheritance, putting a portion of it into your pension is a good idea. Not only is it tax-efficient, but you’ll be glad when your retirement comes around.
As an adviser, my role is to help you get all of this done simply, with all the facts and information you need. That might be helping you review your risk profile, consolidating old pension pots, or making a plan to help you retire early. Investing can help your money grow over time, but the value of investments can go down as well as up.
If that sounds good to you, please get in touch.
Approver Quilter Financial Services Limited. June 2026.
Establishing and reviewing trusts, complete personal risk management planning, short- and long-term savings and investments.
Permanent health insurance to provide a regular income should you be unable to work due to illness or injury.
Wealth management advice to make your money work as hard as it can for you, including making the most of any tax breaks available.
Expert advice to help provide comfort in your retirement.
Whole of life and term assurance protection, private medical arrangements, critical illness insurance.
Stanley
County Durham
United Kingdom
Karl is located in Stanley and offers expert financial advice to suit your needs.
I have over 17 years experience of being self employed within the sales and retail Industry primarily within the home furnishings sector, operating retail outlets throughout the northeast. Pension and investment planning can sometimes be pushed aside, along with protection.
I have also been in property investment since 2017, I understand the challenges that can come along with both of these. Within my time in retail I always enjoyed the time spent with customers on a day to day basis and I now get to do that daily helping people with any financial matters they may have.
I have always had a passion for finance and spent a lot of time educating myself to make sure I was preparing for the future. I now use that experience to help others who may be unsure on where to go next
Out side of work me and my partner spend a lot of time on the beautiful Northumberland coastline with our little dog Bailey, usually shouting for him to come back or to stop rolling in the sand.
I am also a big fan of Newcastle united which comes with its own set of challenges.
In advising you, I follow a simple and trusted 3 step process:
We will arrange a time to talk about your goals and plans.
I'll prepare a tailored plan which always takes full account of your goals, and gives you the steps and expert support from me to get there. All explained simply.
I'll be there as your financial adviser to give you the support you need.
The Financial Conduct Authority does not regulate some employee benefits, tax planning, inheritance tax planning, estate planning, succession planning, trusts or some buy-to-let mortgages.
The guidance and/or information contained within this website is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK.
Registered Office: Quilter Financial Advisers, Senator House, 85 Queen Victoria Street, London, EC4V 4AB. Tel: 0207 562 5856. Registered in England and Wales. Registered number: 05693185. Lighthouse Financial Advice Limited, Senator House, 85 Queen Victoria Street, London, EC4V 4AB. Tel: 0207 562 5856. Registered in England and Wales. Registered number: 04795080.
Quilter Financial Planning Network only: This financial promotion was approved by Quilter Financial Services Ltd & Quilter Financial Ltd on 10 July 2026.
