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Thomas Baldwin

Financial Planner DipPFS in Devon

A little bit about Thomas

We often insure the things that matter – our pets, our phones – yet the most important protection is sometimes overlooked: ourselves and our families.

Many people delay protecting themselves and their families - whether due to cost concerns, uncertainty about the right cover, or the belief that “it won’t happen to me.” You’re not alone, and that’s where I can help.

Find out more about me below.

Start the conversation

Speak to me if you’d like to give your finances a spring clean or are thinking about freshening up your long-term plans.
Contact me today

An adviser’s insight

Enjoy the feel-good factor of a financial spring clean

Graphic of people cleaning a piggy bank

With the start of a new tax year, now is a great moment to take a little bit of time to get your finances in order and look ahead to the next 12 months and beyond.

I can help you take a fresh look at your finances and put a plan in place to help your money work hard for you over the next year. This can include ensuring that you’re maximising your new tax-free savings and gifting allowances.  

We can also consider any important updates to your circumstances, such as a pay rise or promotion, or changes to your family. 

Now is also a good time to review your longer-term goals and check in on your retirement savings. A cashflow model is an excellent way to do this as it can help to show how on track you are, if you need to make any adjustments, and the positive impact that even a few small changes made today can have on your finances over the long term. 

Click on the contact me today button at the top of my profile to discuss how I can help you.

Services

Business Services & Protection

Commercial mortgages/remortgages, workplace pension and employee benefits. Commercial mortgages are by referral only.

Holistic planning

Establishing and reviewing trusts, complete personal risk management planning, short- and long-term savings and investments.

Investments

Wealth management advice to make your money work as hard as it can for you, including making the most of any tax breaks available.

Pensions

Expert advice to help provide comfort in your retirement.

Protection

Whole of life and term assurance protection, private medical arrangements, critical illness insurance.

Income Protection

Permanent health insurance to provide a regular income should you be unable to work due to illness or injury.

General Insurance

Home contents insurance, buildings insurance.

Qualifications

Diploma in Regulated Financial Planning

  • The Level 4 Diploma in Regulated Financial Planning from the Chartered Insurance Institute develops core technical and initial financial planning understanding.

Location

Thomas's location

Paignton
Devon
United Kingdom

Thomas is located in Devon and offers expert financial advice to suit your needs.

More about me

Before becoming a financial planner, I worked as a truck mechanic, where I learned the value of long-term thinking and preventative maintenance. That mindset now shapes my approach to financial planning - because investing in your future is a long haul journey.

I’m committed to helping clients achieve their goals with confidence and clarity, and I place great importance on building strong, lasting relationships. For me, a solid financial plan starts with the right protection. Life can be unpredictable, and ensuring your family is secure through illness, disability, or worse provides peace of mind when it matters most.

I guide clients through these conversations with honesty, care, and a calm, practical approach, helping them make confident decisions about their family’s financial future.

I’m a full-time dad to two energetic kids who sit at the centre of every decision I make. When I’m not helping clients, you’ll usually find me on the football pitch or in the gym, always pushing myself to learn, grow, and improve.

Get in touch, I will always make time to care for you and your family.

The Financial Conduct Authority does not regulate some employee benefits, tax planning, inheritance tax planning, estate planning, succession planning, trusts or some buy-to-let mortgages.

The guidance and/or information contained within this website is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK.

Registered Office: Quilter Financial Advisers, Senator House, 85 Queen Victoria Street, London, EC4V 4AB. Tel: 0207 562 5856. Registered in England and Wales. Registered number: 05693185. Lighthouse Financial Advice Limited, Senator House, 85 Queen Victoria Street, London, EC4V 4AB. Tel: 0207 562 5856. Registered in England and Wales. Registered number: 04795080.

Quilter Financial Planning Network only: This financial promotion was approved by Quilter Financial Services Ltd & Quilter Financial Ltd on 01 August 2022.