Darren McCabe
Financial Planning Consultant DipPFS, Cert CII (MP) in Belfast
A little bit about Darren
I am an experienced financial planner and pride myself on giving excellent client service whilst remaining friendly and approachable.
I am planning to start studying for my chartered exams to help clients with more complex needs.
Start the conversation
Speak to me if you’re interested in preparing for tax year end, or just want advice on making your money go further.
Contact me today
Tackle tax year end with confidence
Tax rules can seem pretty impenetrable. With the new Budget, and so many different allowances and regulations to keep up with, it’s no wonder millions of us end up accidentally missing opportunities - equating to millions of pounds a year.1
In this case, ignorance really isn’t bliss. And by confidently preparing for tax year end, you can be sure you’re getting all the money you’re entitled to - whether that’s by saving as much as you can tax-efficiently or just using your allowances to their full extent.
I can go through your financial position with you, so you’re ready for tax year end on 5 April. Did you know, for instance, that only 1 in 7 savers fully use their ISA?2 Or that you could be one of the 2m couples3 who aren’t making the most of their marriage allowance?
Together we can make this tax year end something to celebrate, rather than pass by. Get in touch for your tax year end review, or a cashflow modelling session to understand your financial position better.
For ISAs, Investors do not pay any personal tax on income or gains, but may pay unrecoverable tax on income from stocks and shares received by the ISA managers.
Tax treatment varies according to individual circumstances and is subject to change.
Stocks and Shares ISAs invest in corporate bonds, stocks and shares and other assets that fluctuate in value.
2 Source: https://ifamagazine.com/just-one-in-seven-brits-use-their-full-isa-allowance-survey-shows/
3 Source: https://moneyweek.com/personal-finance/605717/marriage-tax-allowance
Approver Quilter Financial Services Limited & Quilter Mortgage Planning Limited. 17 December 2024.
Business Services & Protection
Commercial mortgages/remortgages, workplace pension and employee benefits. Commercial mortgages are by referral only.
General Insurance
Home contents insurance, buildings insurance.
Holistic planning
Establishing and reviewing trusts, complete personal risk management planning, short- and long-term savings and investments.
Income Protection
Permanent health insurance to provide a regular income should you be unable to work due to illness or injury.
Investments
Wealth management advice to make your money work as hard as it can for you, including making the most of any tax breaks available.
Mortgage
First time buyers, remortgages, buy-to-let.
Pensions
Expert advice to help provide comfort in your retirement.
Protection
Whole of life and term assurance protection, private medical arrangements, critical illness insurance.
Diploma in Regulated Financial Planning
- The Level 4 Diploma in Regulated Financial Planning from the Chartered Insurance Institute develops core technical and initial financial planning understanding.
Certificate in Mortgage Advice
- The Certificate in Mortgage Advice (Level 3) meets the FCA standards for mortgage advisers. It develops an understanding of the sector and the mortgage process, and enables advisers to meet individual client needs.
Donna E.
Darren was fantastic from start to finish of the process.
He advised me on different mortgage products and his service was both professional and friendly.
I would definitely recommend Darren if you need any advice or help with a mortgage!
Thanks Darren!
George B.
Darren is very advisable with best offers and advice for you.
He worked around my busy schedule, sometimes even out of normal working hours to ensure I had the best customer service.
Would highly recommend Darren to anyone.
Grace J.
Darren is not only knowledgeable and professional but he strives to find you the best rates possible.
He helped us find the best mortgage for our new house and was really friendly and helpful along the way.
I have recommended him to family and friends as a result of the great service I received.
I would not hesitate to use his services again in the future. Highly recommend!
Dee K.
Darren has provided me with a professional, efficient, reliable and effective service. I was very impressed with his commitment to going the extra mile. The process of buying a property can be very stressful, however, Darren has kept me informed regularly about what some of the pitfalls may be along the way and I am glad to say that I have not had or experienced any negativity throughout the whole process from start to finish.
Darren has exceptional market knowledge, has outstanding communication skills, written and verbal which he used to personalise his approach towards helping me purchase a property as a first-time buyer.
His positive attitude and demeanour throughout the process and genuine care and support also suggests that he has strong negotiation skills and that he is a respected member of his community.
I would very much strongly recommend Darren as a broker who is able to cater to the needs of the individual by putting his customer's priorities first.
Darren McCabe's location
Darren is located in Belfast and offers expert financial advice to suit your needs.
Before becoming a Financial Planner, I was a Secondary School Teacher, teaching in Essex for 10 years.
I taught Business, Economics, Personal Finance and Maths. During Covid, I wanted a career change and having loved educating students about personal finances, I knew becoming a Financial Planner was the perfect fit.
I worked in an independent firm as a Practice Manager/Financial Adviser advising clients on all aspects of mortgages, investments, and pensions.
I enjoy spending time with my wife and daughter and having family days out as well as catching up with family and friends. I also enjoy eating out, going on holidays, learning how to box and play golf.
The Financial Conduct Authority does not regulate some employee benefits, tax planning, inheritance tax planning, estate planning, succession planning, trusts or some buy-to-let mortgages.
The guidance and/or information contained within this website is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK.
Registered Office: Quilter Financial Advisers, Senator House, 85 Queen Victoria Street, London, EC4V 4AB. Tel: 0207 562 5856. Registered in England and Wales. Registered number: 05693185. Lighthouse Financial Advice Limited, Senator House, 85 Queen Victoria Street, London, EC4V 4AB. Tel: 0207 562 5856. Registered in England and Wales. Registered number: 04795080.