Takura Mtandari

Tackle tax year end with confidence

Tax rules can seem pretty impenetrable. With the new Budget, and so many different allowances and regulations to keep up with, it’s no wonder millions of us end up accidentally missing opportunities - equating to millions of pounds a year.¹

In this case, ignorance really isn’t bliss. And by confidently preparing for tax year end, you can be sure you’re getting all the money you’re entitled to - whether that’s by saving as much as you can tax-efficiently or just using your allowances to their full extent.

I can go through your financial position with you, so you’re ready for tax year end on 5 April. Did you know, for instance, that only 1 in 7 savers fully use their ISA?² Or that you could be one of the 2m couples³ who aren’t making the most of their marriage allowance?

Together we can make this tax year end something to celebrate, rather than pass by. Get in touch for your tax year end review, or a cashflow modelling session to understand your financial position better.

For ISAs, Investors do not pay any personal tax on income or gains, but may pay unrecoverable tax on income from stocks and shares received by the ISA managers.

Tax treatment varies according to individual circumstances and is subject to change.

Stocks and Shares ISAs invest in corporate bonds, stocks and shares and other assets that fluctuate in value.

¹ Source: https://www.thetimes.com/money-mentor/pensions-retirement/how-to-claim-higher-rate-tax-relief-on-pension-contributions-in-the-uk

² Source: https://ifamagazine.com/just-one-in-seven-brits-use-their-full-isa-allowance-survey-shows/

³ Source: https://moneyweek.com/personal-finance/605717/marriage-tax-allowance

Approver Quilter Financial Services Limited & Quilter Mortgage Planning Limited. 17 December 2024.

I'm a qualified financial expert who will talk to you in a language you’ll understand. Drawing on my own unique experiences and with a fresh perspective in financial planning, I strive to empower each client with the tools and confidence they need to secure their future and reach their financial goals.

After retiring from professional football, following a stint playing abroad, I transitioned into real estate. I built a successful career working with corporate, boutique & self-employed estate agencies, earning a reputation for my expertise and commitment to delivering a 5-star service. 

Seeing firsthand the impact a lack of financial planning can have on families, business owners and athletes alike, I decided to dedicate my career to making high-quality financial advice accessible to those who need it, supported by a world class team providing in-depth research, technical analysis and excellent client service. 

For me, financial planning isn’t just about pensions, tax and investments; it’s also about becoming financially better organised and working together to make sure you are on track to achieve your financial and lifestyle goals and objectives. 

By analysing various aspects of client finances; including but not limited to, income, expenses, investments, taxes, insurance, and retirement planning. The goal is to create a comprehensive plan to help you manage your finances effectively, make informed decisions, and achieve your short-term and long-term financial objectives.

Whether the aim is to build and preserve wealth, make the most of your income or retire financially secure I provide my clients with a personal bespoke service and partner who they can trust.