Veronica Trotter
Financial Planning Consultant DipPFS in Northampton
A little bit about Veronica
I have been working in Financial Services for over 31 years. Having attained a Diploma in Financial Planning my expertise lies in giving advice on Retirement Planning, Investments, Long Term Care and Inheritance Tax Planning.
I work exclusively with NHS employees and in particular, the medical profession.
Start the conversation
Speak to me if you’re interested in preparing for tax year end, or just want advice on making your money go further.
Contact me today
Tackle tax year end with confidence
Tax rules can seem pretty impenetrable. With the new Budget, and so many different allowances and regulations to keep up with, it’s no wonder millions of us end up accidentally missing opportunities - equating to millions of pounds a year.1
In this case, ignorance really isn’t bliss. And by confidently preparing for tax year end, you can be sure you’re getting all the money you’re entitled to - whether that’s by saving as much as you can tax-efficiently or just using your allowances to their full extent.
I can go through your financial position with you, so you’re ready for tax year end on 5 April. Did you know, for instance, that only 1 in 7 savers fully use their ISA?2 Or that you could be one of the 2m couples3 who aren’t making the most of their marriage allowance?
Together we can make this tax year end something to celebrate, rather than pass by. Get in touch for your tax year end review, or a cashflow modelling session to understand your financial position better.
For ISAs, Investors do not pay any personal tax on income or gains, but may pay unrecoverable tax on income from stocks and shares received by the ISA managers.
Tax treatment varies according to individual circumstances and is subject to change.
Stocks and Shares ISAs invest in corporate bonds, stocks and shares and other assets that fluctuate in value.
2 Source: https://ifamagazine.com/just-one-in-seven-brits-use-their-full-isa-allowance-survey-shows/
3 Source: https://moneyweek.com/personal-finance/605717/marriage-tax-allowance
Approver Quilter Financial Services Limited & Quilter Mortgage Planning Limited. 17 December 2024.
Holistic planning
Establishing and reviewing trusts, complete personal risk management planning, short- and long-term savings and investments.
Income Protection
Permanent health insurance to provide a regular income should you be unable to work due to illness or injury.
Investments
Wealth management advice to make your money work as hard as it can for you, including making the most of any tax breaks available.
Pensions
Expert advice to help provide comfort in your retirement.
Protection
Whole of life and term assurance protection, private medical arrangements, critical illness insurance.
Dental & Medical
Financial planning for dental and medical professionals, in-depth knowledge of NHS pensions and needs of hospital doctors, GPs, dentists and locums.
Diploma in Financial Planning
- The Level 4 Diploma in Financial Planning from the Chartered Insurance Institute develops core technical understanding across a broad range of key financial planning areas.
Award in Long Term Care Insurance
- Develops knowledge and understanding of long term care cover, including legal, taxation and regulatory issues and the responsibilities of local authorities.
M. W
One of Veronica's most remarkable qualities is her ability to translate complex financial jargon into easily understandable terms. She has a knack for simplifying intricate concepts, enabling me to make informed decisions with confidence.
No question is too small or insignificant for Veronica, and she patiently guides me through every step of the planning process. In particular, Veronica's support has been invaluable in the face of a life-limiting diagnosis. When confronted with such challenging circumstances, the last thing one wants to worry about is financial security. Veronica swiftly assessed my situation, providing me with a comprehensive plan that ensures my family's well-being, regardless of what the future may hold. Her expertise, coupled with her genuine care for my family's future, has brought immense peace of mind during an otherwise tumultuous time. Everybody needs a Veronica Trotter in their life.
Veronica Trotter's location
Veronica is located in Northampton and offers expert financial advice to suit your needs. She covers Northamptonshire, Bedfordshire, Leicestershire and nationally via Teams/Zoom.
For the last 24 years I have been working exclusively with the medical profession, helping them to understand the complexities of the NHS Pension Scheme, the McCloud Remedy, taxation, Lifetime and Annual Allowance and Scheme Pays.
I am passionate about building long-term relationships and being the first point of contact for all of my clients financial planning needs. These can often be complex, but I aim to deliver advice with clarity, always putting my clients in a position of informed choice.
When I am not working, I am a keen but average musician, and lover of all things social.
The Financial Conduct Authority does not regulate some employee benefits, tax planning, inheritance tax planning, estate planning, succession planning, trusts or some buy-to-let mortgages.
The guidance and/or information contained within this website is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK.
Registered Office: Quilter Financial Advisers, Senator House, 85 Queen Victoria Street, London, EC4V 4AB. Tel: 0207 562 5856. Registered in England and Wales. Registered number: 05693185. Lighthouse Financial Advice Limited, Senator House, 85 Queen Victoria Street, London, EC4V 4AB. Tel: 0207 562 5856. Registered in England and Wales. Registered number: 04795080.