Total cost of ownership tool

Client name (optional):

The total cost of ownership tool calculates the impact of moving some or all of a client's existing accounts held on Quilter's platform between our three charge bases. It also allows you to see the impact of switching into different funds or using the Managed Portfolio Service (MPS).

Headline rates can be misleading, so it is important to ensure that any cost comparison takes into account all charges which may apply to your clients' investments. This tool excludes any costs associated with switching such as spreads, dilution levies and initial charges.

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Account details (1)Clear all

Current account details

Account type:
Tax rate:
Charge basis:
?
Adviser agreed fee(%):
Servicing Fee(%):
Please select the fund range:

Investor Charge applicable:

Current funds

Using a recent account valuation statement or the client's account details page in Quilter's platform, search for each fund by name and input the amount held in each. Check the total adds up to total on your valuation. Once completed, you can save this fund selection to re-use later.

If you have previously saved a fund selection, you can use it now:
Select a saved funds list:
?

Number of funds: 0

Fund name	Fund split (£)	Remove all
Funds marked in red are not available for this product or charge basis.
Please ensure fund value is more than zero.
No funds added.

Total: 0%

Save this fund list
?

Proposed account details

Account type:
N/A
Tax rate:
N/A
Charge basis:
?
Adviser agreed fee(%):
0
Servicing fee(%):
0
Please select the fund range:

Investor Charge applicable:
No

Proposed funds

Now tell us the proposed funds the account will invest in for comparison. You can select one of the options below or add funds individually using the search box.

Options for populating funds:
Use the same funds selected on the left
Select a saved funds list:
?

Number of funds: 0

Fund name	Fund split (%)	Remove all
Funds marked in red is not available for this Product or Charge basis
Please ensure fund split equals 100%
No funds added.

Total (%): 0%

Save this fund list
?

Other accounts on Quilter's platform

Quilter accounts

Does your client have other accounts (not detailed in this comparison) or linked accounts, which will impact the overall charge applied to this comparison?

Current total value of any other
accounts on Quilter's platform
(not detailed above):
Current total value of all linked accounts:

Cost comparison results

Calculated on xx/xx/xxxx

Total cost of ownership based on total invested£XXXXX.XX

Current2
£500.00 p.a.

Proposed1.5
£500.00 p.a.

'Quilter's Charges' may comprise the Investor Charge, the Service Charge or the Product Charge. For more information about which charges apply please see our website

'Weighted fund costs' will include the Managed Portfolio Service (MPS) charge where a WealthSelect portfolio has been selected.

Important Information:

It is important to remember that the output generated by this comparison tool is not intended to and should not be taken as being a projection or an illustration. It shows the annual cost of investing at a point in time based on current and proposed information entered, which is shown in the report below. If the proposed funds compared differ to the current funds, then any potential costs associated with accessing those funds such as bid offer spreads, initial charges, dilution levies or any personal taxation considerations are not included. Further information can be found on our website at platform.quilter.com/products-and-services/investment-fees-and-charges/

Disclaimer

'Quilter's Charges' may comprise the Investor Charge, the Quilter Service Charge or the Quilter Product Charge. For more information about which charges apply please see our website: https://platform.quilter.com/platform-and-products/quilters-platform/total-cost-of-ownership/

The calculations in this report are correct as at xx/xx/xxxx. The fund information used for the calculations is updated monthly.

This tool is designed for and made available to professional financial advisers. The tool should not be relied upon by consumers without assistance from their financial advisers.

Quilter cannot accept any responsibility for losses from actions taken as a result of using this tool.

No VAT is applied to the Managed Portfolio Service.

The output is based on Quilter's interpretation of the law and HM Revenue & Customs' practice. We believe this interpretation is correct but cannot guarantee it. Tax treatment may change in the future.

The value of any income or capital gains tax liability will depend on the investor's individual circumstances.

The output of this tool does not constitute investment advice and Quilter does not provide investment advice.

platform.quilter.com

Calls may be monitored and recorded for training purposes and to avoid misunderstandings.

Quilter provides you with access to its investment platform. Within this platform you can open an ISA and Collective Investment Account provided by Quilter Limited and a Collective Retirement Account and Collective Investment Bond provided by Quilter Life & Pensions Limited.

The WealthSelect Managed Portfolio Service is provided by Quilter Limited and Quilter Life & Pensions Limited.

Quilter Limited and Quilter Life & Pensions Limited are registered in England and Wales under numbers 1680071 and 4163431 respectively. Registered Office at Senator House, 85 Queen Victoria Street, London, EC4V 4AB, United Kingdom. Quilter Limited is authorised and regulated by the Financial Conduct Authority. Quilter Life & Pensions Limited is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Their Financial Services register numbers are 165359 and 207977 respectively. VAT number 386 1301 59.

Please read the important information & disclaimer on page 1 in conjunction with the results that follow.

Results summary

This report compares the current annual total cost of your Quilter investments with a proposed charge. We compared the following accounts:

Overall comparision

Current overall total cost of ownership = or per annum

Proposed overall total cost of ownership = or per annum

You have also asked us to include other Quilter accounts or linked accounts of , which we have used when calculating our charges.

Overall

Value, all accounts:	Current		Proposed
	Pounds	Percent	Pounds	Percent
Quilter charges:	result	result	result	result
Fund OCF/TER:	result	result	result	result
- Rebates: (commission contribution for charge basis 1)	result	result	result	result
+Weighted fund costs: (includes Quilter MPS charge where applicable)	result	result	result	result
+Nominated trail / adviser charging	result	result	result	result
+CRA Drawdown Charge:	result	result	result	result
=TOTAL cost of ownership	result	result	result	result
+Tax you asked us to include on CIA	result	result	result	result
=TOTAL cost including tax:	result	result	result	result

Account 1

Account Value:	Current Charge basisMPS - WealthSelectWealthSelect		Proposed Charge basisMPS - WealthSelectWealthSelect
	Pounds	Percent	Pounds	Percent
Quilter charges:	result	result	result	result
Fund OCF/TER:	result	result	result	result
- Rebates: (commission contribution for charge basis 1)	result	result	result	result
+Weighted fund costs: (includes Quilter MPS charge where applicable)	result	result	result	result
+Nominated trail / adviser charging	result	result	result	result
+CRA Drawdown Charge:	result	result	result	result
=TOTAL cost of ownership	result	result	result	result
+Tax you asked us to include on CIA	result	result	result	result
=TOTAL cost including tax:	result	result	result	result

Details (current charge basis)

Quilter charge based on total holdings of:: £245,692.23
Applicable tax rate (CIA only):: 40%
The Investor Charge applies to this account:: 1.5%
At least one account on charge basis 1 or 2:: Yes

Funds:

Details (proposed charge basis)

Quilter's charge based on total holdings of:: £245,692.23
Applicable tax rate (CIA only):: 40%
The Investor Charge applies to this account:: 1.5%
At least one account on charge basis 1 or 2:: Yes

Funds:

Account 2

Account Value:	Current Charge basisMPS - WealthSelectWealthSelect		Proposed Charge basisMPS - WealthSelectWealthSelect
	Pounds	Percent	Pounds	Percent
Quilter charges:	result	result	result	result
Fund OCF/TER:	result	result	result	result
- Rebates: (commission contribution for charge basis 1)	result	result	result	result
+Weighted fund costs: (includes Quilter MPS charge where applicable)	result	result	result	result
+Nominated trail / adviser charging	result	result	result	result
+CRA Drawdown Charge:	result	result	result	result
=TOTAL cost of ownership	result	result	result	result
+Tax you asked us to include on CIA	result	result	result	result
=TOTAL cost including tax:	result	result	result	result

Details (current charge basis)

Quilter charge based on total holdings of:: £245,692.23
Applicable tax rate (CIA only):: 40%
The Investor Charge applies to this account:: 1.5%
At least one account on charge basis 1 or 2:: Yes

Funds:

Details (proposed charge basis)

Quilter charge based on total holdings of:: £245,692.23
Applicable tax rate (CIA only):: 40%
The Investor Charge applies to this account:: 1.5%
At least one account on charge basis 1 or 2:: Yes

Funds:

Account 3

Account Value:	Current Charge basisMPS - WealthSelectWealthSelect		Proposed Charge basisMPS - WealthSelectWealthSelect
	Pounds	Percent	Pounds	Percent
Quilter charges:	result	result	result	result
Fund OCF/TER:	result	result	result	result
- Rebates: (commission contribution for charge basis 1)	result	result	result	result
+Weighted fund costs: (includes Quilter MPS charge where applicable)	result	result	result	result
+Nominated trail / adviser charging	result	result	result	result
+CRA Drawdown Charge:	result	result	result	result
=TOTAL cost of ownership	result	result	result	result
+Tax you asked us to include on CIA	result	result	result	result
=TOTAL cost including tax:	result	result	result	result

Details (current charge basis)

Quilter charge based on total holdings of:: £245,692.23
Applicable tax rate (CIA only):: 40%
The Investor Charge applies to this account:: 1.5%
At least one account on charge basis 1 or 2:: Yes

Funds:

Details (proposed charge basis)

Quilter charge based on total holdings of:: £245,692.23
Applicable tax rate (CIA only):: 40%
The Investor Charge applies to this account:: 1.5%
At least one account on charge basis 1 or 2:: Yes

Funds:

Account 4

Account Value:	Current Charge basisMPS - WealthSelectWealthSelect		Proposed Charge basisMPS - WealthSelectWealthSelect
	Pounds	Percent	Pounds	Percent
Quilter charges:	result	result	result	result
Fund OCF/TER:	result	result	result	result
- Rebates: (commission contribution for charge basis 1)	result	result	result	result
+Weighted fund costs: (includes Quilter MPS charge where applicable)	result	result	result	result
+Nominated trail / adviser charging	result	result	result	result
+CRA Drawdown Charge:	result	result	result	result
=TOTAL cost of ownership	result	result	result	result
+Tax you asked us to include on CIA	result	result	result	result
=TOTAL cost including tax:	result	result	result	result