Broadly the same asset range is available irrespective of the product wrapper required by the client. This makes it easier for you to manage your client’s entire wealth and not worry about differences in the fund range when building portfolios. Even the tax charges on our Collective Investment Bond product wrapper are deducted separately, and not reflected in the fund price. In some cases not all funds are available for all products – for example, not all unit types (Inc and Acc) are available in the CIB. ETIs are also not available for the CIB.