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Describe the features of your onshore bond.

  • Our onshore bond, the Collective Investment Bond (CIB), is a Defaqto ‘5 Star’ rated bond provided by Quilter Life & Pensions Limited.
  • The same charging structure and fund range as the other available wrappers
  • A range of trusts available for effective estate planning
  • Can be used in conjunction with the Collective Investment Account for tax-efficient withdrawals
  • Capital Protected Death Benefit is available at an extra charge, providing protection of capital in the event of the life assured’s death
  • Increased bond assignment options, with individual segments being assigned to another entity to create a new ‘sub account’. This will provide each legal owner with greater flexibility on how they manage their holdings
  • Online one-off customer withdrawals of up to £75,000 for bonds held in a customer’s sole name.