Calculator
For financial advisers only
This financial planning calculator shows the potential returns on 3 different investment products, Collective (or General) Investment Account, Offshore Investment Bond and Onshore Investment Bond. In order to populate the inputs into the tool you need to have completed a personalised illustration for each of these products. This will enable you to enter a realistic investment return, net of charges into the tool.
You will, in addition to expected rates of return, be asked to confirm the level of withdrawals the client might require, the investment horizon / period, the current rate of income tax paid by your client and the likely rate of income tax they will pay at the time they exit the particular investment.
The tool does not provide a personalised illustration for your client but does demonstrate the potential net returns (after charges and tax) achievable on each, taking into account whether the individual is a basic, higher or additional rate tax payer.
Any outputs from the calculator should not be taken as offering advice or any recommendation. You should be satisfied that the information contained in the tool is correct, before acting or refraining from acting in reliance upon information given.
Every care has been taken as to its accuracy, but it must be appreciated that neither Quilter nor its representatives can accept any responsibility for loss, however caused, suffered by any person who has acted or refrained from acting as a result of material contained in this calculator.