Sustainability of income
The portfolios focus on providing a natural income, for example income generated by a dividend payment on an equity or interest paid on a bond.
This strategy can be a more reliable strategy than the traditional encashment approach, where units or shares are sold to generate income. Encashment can cause problems when markets are volatile, resulting in the erosion of the underlying investment pot if investors are forced to sell to meet their income needs after markets have fallen.
Transparent level of risk
The portfolios target a specific range of volatility with a risk-targeted framework, which means they will carry a level of risk consistent with how you describe them to your clients. This allows you to choose the most appropriate investment for your client’s income needs, their risk appetite, and where they are on their investment journey.
Easy-to-access information
We understand that keeping you up-to-date with the portfolios is key to ensuring their ongoing suitability for your clients. We provide you and your clients with regular commentary and reporting, and we also host a quarterly update - just for you - to provide the extra detail on how the portfolios are delivering on their objectives.
If you use the Quilter platform, we also provide you and your clients with intuitive access to view their investments online, and help your clients stay connected to their investments with the Quilter app.
Next steps
View the brochure
Discover how we have designed the Monthly Income Portfolios in collaboration with financial advisers like you to deliver an income solution you can trust.
Find out more
Get in touch with your Quilter investment director to find out more about how the Monthly Income Portfolios can meet the needs of you and your clients.
Discover the monthly income portfolios
The Monthly Income Portfolios offer the choice of two different portfolios both designed to deliver a regular income alongside capital growth within a risk-targeted framework.