Yitz Sandler

Spend wisely and save smartly

June can be one of the best months of the year with summer well and truly on the way. But with all those holidays, weddings, anniversaries, and other spending, it can also be one of the most expensive too.

While you should be focusing on the present, it’s also important to be aware of how major outlays now can have a significant impact on your financial security in later life. A cashflow model can give you a clear picture of the consequences your spending and saving can have on your future.

It’s also good to know about the ways you can use your tax-free allowances wisely on certain expenditures. For example, your gifting allowances can let you pass on up to £3,000 a year to your loved ones without it being added to the value of your estate.*

Together, we can make a plan to help you live your life to the full now, while still having the retirement you want later on.

Click on the contact me today button at the top of my profile to discuss how I can help you.

*Source: HMRC 

My professional life began as a rabbi working in the charity sector for the Jewish community, as a teacher and fundraiser, and then went into business in the financial services sector to better support my growing family.

After many successful years as a protection (life insurance) adviser, I qualified through the CII with a Diploma in Financial Planning, initially as an independent adviser but ultimately joined Quilter Financial Advisers on the merit of the outstanding platform that they provide for client support, providing the widest breadth of resources, and specialist expertise in all fields that I would never have been able to provide in my previous IFA role.

As a Quilter adviser, I am more able to focus my attention on client needs in the most personal way, confident that the solutions provided have been fully researched and analysed by experts in each particular field. Through the Quilter platform, I can provide my clients with easy access to the fund managers and analysts that give all the tools necessary to give best client experience in this outstanding business.

If not in the office, you’ll find me out on my road bike. Otherwise I’ll be tucked in at home enjoying the company of my wife, my five kids and growing number of grandchildren.