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Kashef Reid-Bashir

Financial Planning Consultant in Ham

A little bit about Kashef

I am passionate about financial services and guide clients to define and meet their financial objectives whilst creating a pathway to financial independence. I take the time to get to know my clients and gain a deep understanding of their situation and needs. I then help formulate bespoke, personalised strategies to meet their goals and aspirations. I remain with clients throughout their financial journey advising on areas as diverse as savings and investments, pensions, tax planning, relevant insurance products and estate planning.

Find out more about me below.

Start the conversation

Your money won’t reach its goal unless it has a direction. But with a plan, it can work towards something better. I can help.
Contact me today

An adviser’s insight

Money needs a plan. Here’s where to start

Money doesn’t make decisions on its own. Left sitting in cash, it quietly loses value. That’s why money needs a plan. It’s not about being wealthy or knowing all the answers – it’s about giving your money direction. And in the UK, many people miss out simply because they don’t take that first step.

  • Most people in the UK save sporadically or leave money sitting in cash – missing out on growth.
  • Planning gives peace of mind. It turns uncertainty into clarity.
  • The earlier you start, the more powerful the impact – but it’s never too late.
  • Quilter’s purpose is to help build brighter financial futures. That starts with a plan.
  • Investing always carries risk. The value of investments can go up and down and you may get back less than you invested.

Making your money work for you

Why investing matters

  • Lazy money loses value over time – inflation chips away at it.
  • Investing little and often helps your money grow without needing to be an expert.
  • A plan helps you stay focused and avoid reactive decisions.

Inflation and ‘lazy money’

  • Inflation quietly erodes the value of your savings.
  • £10,000 in cash today could be worth significantly less in 10 years.
  • Investing helps protect your money from inflation and grow it over time.
Ready to build your plan? Contact me using the details above.

Services

Holistic planning

Establishing and reviewing trusts, complete personal risk management planning, short- and long-term savings and investments.

Investments

Wealth management advice to make your money work as hard as it can for you, including making the most of any tax breaks available.

Pensions

Expert advice to help provide comfort in your retirement.

Protection

Whole of life and term assurance protection, private medical arrangements, critical illness insurance.

Income Protection

Permanent health insurance to provide a regular income should you be unable to work due to illness or injury.

General Insurance

Home contents insurance, buildings insurance.

Qualifications

Diploma in Investment Advice

  • The Diploma in Investment Advice provides a sound grounding in UK financial services and consumer relationships, including exchange traded futures and options and financial protection.

More about me

I take the time to get to know my clients and appreciate that they may not have the time to devote to analysing their financial position to ensure their investments are tax efficient and produce the desired returns with an appropriate level of risk. I am also acutely aware that clients may not necessarily put adequate levels of protection in place for themselves and their families to minimise the impact of any adverse events life may throw at them.

I help my individual or organisational clients put plans in place which:

  • Are directly aligned with their objectives
  • Help achieve financial independence as rapidly as possible
  • Avoid any unnecessary inheritance and personal tax exposures
  • Ensure sufficient resources are available to do what they want when they stop working
  • Preserve wealth over the long term using appropriate estate planning strategies.

I offer an initial financial well-being check at my own expense where I run through my potential clients' financial needs and expectations. In terms of background, I am a commercially astute, highly accomplished, finance professional with consulting and corporate experience in organisations including, Reuters (now Refinative), FTSE (now FTSE Russell) and Booz Allen Hamilton. I am Investment Advice Diploma Qualified (CISI, level 4), a Qualified accountant (ACMA) and MBA (Cranfield School of Management). On a personal level, I play tennis at club level and enjoy spending time with family.

The Financial Conduct Authority does not regulate some employee benefits, tax planning, inheritance tax planning, estate planning, succession planning, trusts or some buy-to-let mortgages.

The guidance and/or information contained within this website is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK.

Registered Office: Quilter Financial Advisers, Senator House, 85 Queen Victoria Street, London, EC4V 4AB. Tel: 0207 562 5856. Registered in England and Wales. Registered number: 05693185. Lighthouse Financial Advice Limited, Senator House, 85 Queen Victoria Street, London, EC4V 4AB. Tel: 0207 562 5856. Registered in England and Wales. Registered number: 04795080.

Quilter Financial Planning Network only: This financial promotion was approved by Quilter Wealth Ltd, Quilter Financial Services Ltd, Quilter Mortgage Planning Ltd, Quilter Financial Ltd, Quilter Financial Planning Solutions Ltd & Lighthouse Advisory Services Limited on 16 October 2024.