Kashef Reid-Bashir

Have you considered the importance of estate planning?

Many people don’t realise that inheritance tax (IHT) can apply once your estate goes over £325,000, although some people may also benefit from an additional residence nil rate band when passing on a home to direct descendants. This includes property, money, investments, and everyday belongings, and from April 2027, unused pension savings may also form part of your estate for inheritance tax. This can affect how much of your wealth is ultimately passed on to the people who matter most.

Estate planning helps ensure your wishes are followed and that as much of your estate as possible passes to the people you choose. However, the rules around inheritance tax can be complex and lots of people don’t understand how allowances apply or what their tax position will be.

That’s where I can help. I can help you to get a clear picture of the value of your taxable estate, explore ways to manage or reduce any tax liability and put a long-term plan in place that fits your goals and circumstances.

If you’d like to take control of your legacy, let’s talk about how I can support you.

I help private clients, entrepreneurs, and senior UK professionals look to grow, protect, and transfer their wealth across generations. My focus is on creating clear, personalised strategies that align with your goals and life stage, helping you make confident financial decisions — even in complex scenarios.  

• Drawing on the vast resources of Quilter, one of the UK's leading wealth managers, I provide advice across a wide range of wealth management and financial planning services.
• Personalised wealth management strategies to grow and protect assets.
• Tax-efficient planning to optimise compensation and investment outcomes.
• Pension and retirement planning (Group Personal Pensions (GPPs) Self-invested personal pension (SIPPs, Small self-administered pension scheme (SSAS) ) with cashflow forecasting.
• Wealth management (General Investment Account (GIA), ISAs, Onshore/Offshore Bonds) aligned to your objectives.
• I can also assist with Discretionary Fund Management, which we provide in partnership with Quilter Cheviot.
• High-interest cash solutions (CashHub) for liquidity and short-term returns.
• Estate planning to manage Inheritance Tax Planning, Capital Gains Tax Planning, and stamp duty exposures.
• Intergenerational wealth transfer via structured vehicles such as Family Investment Company (FICs) and Trusts.

For entrepreneurs and management teams progressing through funding rounds from Series A onwards, I also provide guidance to:

• Map liquidity events and exits for tax-efficient wealth extraction.
• Align risk, return, and long-term objectives.
• Analyse and look to optimise vesting schedules and equity ownership.
• Build scenario-based cashflow plans to ensure clarity and flexibility.

My role is to coach, guide, and partner with clients, ensuring strategic objectives, risk appetite, and long-term goals are clearly defined and integrated into a sustainable financial plan.

I bring a background in finance and strategy from organisations including Reuters (now Refinitiv), FTSE (now FTSE Russell), and Booz Allen Hamilton. I am Investment Advice Diploma qualified (CISI Level 4) a Qualified Accountant (ACMA), and hold an MBA from Cranfield School of Management.

Outside work, I enjoy playing tennis at club level and spending time with family.

The value of investments and the income they produce can fall as well as rise. You may get back less than you invested.

For a free initial consultation, please book an appointment or connect on:
kashef.reid-bashir@quilterfa.com | +44 (0)7939 004063

Estate Planning, Trusts, Tax Planning including Inheritance Tax Planning, Advice held on Cash on Deposit, Succession planning and Offshore bonds are not regulated by the Financial Conduct Authority.