Nichole Schurek
Financial Planning Consultant DipFA in Dorchester
A little bit about Nichole
Nicky has been in the Financial services Industry now for over 16 years.
What does she do?
She helps her clients make well informed decisions about their financial journeys through the various stages of their life in a friendly & professional manner.
How does she do this?
She puts her clients’ interests first and gets to know what they want out of life; what their financial goals are and how she can help realise them.
Typical things that clients need to consider:
• When can I afford to stop working?
• Can I afford to buy my own home?
• Can I help my children buy their first home?
• Can we do anything about our potential inheritance tax bill?
• Are my savings safe & getting the most suitable return?
• What will happen to my family in the event of a catastrophe?
Nicky understands that financial needs change, and therefore will always communicate to her customers in a way that is clear, fair & not misleading as she believes it is essential to have an agreed contract strategy to allow her clients to discuss any change in circumstance of future aspirations on a regular basis.
Nicky’s clients achieve peace of mind by taking steps to:
• Make sure they’re never paying too much for their mortgage
• Protect current & future lifestyle & Maximise opportunities to accumulate and preserve wealth
• Enjoy the fruits of their investments when the time comes
“I find it hugely rewarding when my clients can go about their daily lives knowing that they are well protected & that their life's goals are realistic and being planned for financially.”
When Nicky is not working she is a big supporter of the local triathlon club, so you'll see her supporting her husband & close friends. She has also recently qualified as a local technical officer with British triathlon. You will often see her marshalling and supervising races in all weathers cheering everybody on!
Start the conversation
For advice on starting the new tax year or reaching your long-term financial goals, get in touch.
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Could you be more financially savvy this tax year?
March, and spring more generally, is often a time for fresh starts. And now your tax allowances are getting one too. The new tax year begins on 6 April, giving you time to plan how you’ll use all those new allowances to your advantage.
Take your ISA allowance. It can be tempting to leave it until the last minute to use it up. But, if you’re able to pay into it at the beginning of the year, you’re potentially getting a whole extra 12 months of time for your savings to grow.
A review right at the start of the tax year, or just before it, can also help us spot if there are any tax incentives you could use throughout the year.
You might be surprised just how many people don’t do this - and miss out on money that’s rightfully theirs. These tax incentives can be things like increasing your pension contributions or charitable giving to help offset your income tax.
I can also draw up a cashflow model to bring this to life. The model allows us to explore and compare different strategies and scenarios, so you can see the difference it will make to your long-term finances and goals.
If you want to find out more about the savvy financial strategies I could help you with this tax year, feel free to get in touch.
Tax treatment varies according to individual circumstances and is subject to change.
Stocks and Shares ISAs invest in corporate bonds, stocks and shares and other assets that fluctuate in value.
Tax Planning is not regulated by the Financial Conduct Authority.
Approver Quilter Financial Services Limited & Quilter Mortgage Planning Limited. 26 November 2024.
Holistic planning
Establishing and reviewing trusts, complete personal risk management planning, short- and long-term savings and investments.
Investments
Wealth management advice to make your money work as hard as it can for you, including making the most of any tax breaks available.
Pensions
Expert advice to help provide comfort in your retirement.
Protection
Whole of life and term assurance protection, private medical arrangements, critical illness insurance.
Income Protection
Permanent health insurance to provide a regular income should you be unable to work due to illness or injury.
Business Services & Protection
Commercial mortgages/remortgages, workplace pension and employee benefits. Commercial mortgages are by referral only.
The Financial Conduct Authority does not regulate some employee benefits, tax planning, inheritance tax planning, estate planning, succession planning, trusts or some buy-to-let mortgages.
The guidance and/or information contained within this website is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK.
Registered Office: Quilter Financial Advisers, Senator House, 85 Queen Victoria Street, London, EC4V 4AB. Tel: 0207 562 5856. Registered in England and Wales. Registered number: 05693185. Lighthouse Financial Advice Limited, Senator House, 85 Queen Victoria Street, London, EC4V 4AB. Tel: 0207 562 5856. Registered in England and Wales. Registered number: 04795080.