Joe Longden

Tackle tax year end with confidence

Tax rules can seem pretty impenetrable. With the new Budget, and so many different allowances and regulations to keep up with, it’s no wonder millions of us end up accidentally missing opportunities - equating to millions of pounds a year.¹

In this case, ignorance really isn’t bliss. And by confidently preparing for tax year end, you can be sure you’re getting all the money you’re entitled to - whether that’s by saving as much as you can tax-efficiently or just using your allowances to their full extent.

I can go through your financial position with you, so you’re ready for tax year end on 5 April. Did you know, for instance, that only 1 in 7 savers fully use their ISA?² Or that you could be one of the 2m couples³ who aren’t making the most of their marriage allowance?

Together we can make this tax year end something to celebrate, rather than pass by. Get in touch for your tax year end review, or a cashflow modelling session to understand your financial position better.

For ISAs, Investors do not pay any personal tax on income or gains, but may pay unrecoverable tax on income from stocks and shares received by the ISA managers.

Tax treatment varies according to individual circumstances and is subject to change.

Stocks and Shares ISAs invest in corporate bonds, stocks and shares and other assets that fluctuate in value.

¹ Source: https://www.thetimes.com/money-mentor/pensions-retirement/how-to-claim-higher-rate-tax-relief-on-pension-contributions-in-the-uk

² Source: https://ifamagazine.com/just-one-in-seven-brits-use-their-full-isa-allowance-survey-shows/

³ Source: https://moneyweek.com/personal-finance/605717/marriage-tax-allowance

Approver Quilter Financial Services Limited & Quilter Mortgage Planning Limited. 17 December 2024.

As a financial adviser, I am dedicated to crafting personalised strategies that optimise investments and secure financial futures for young professionals. Financial planning is not just about managing money; it's about creating opportunities and ensuring peace of mind.

At Quilter Financial Advisers, I am committed to simplifying finance and making it accessible. I provide tailored guidance to help clients navigate the complexities of wealth building with confidence. Whether you are just starting your career, planning for major life changes, or aiming to secure your financial future, I am here to help you every step of the way.

I pride myself on a proactive approach and a relentless commitment to my clients' success. My goal is to empower you to make informed financial decisions that align with your life goals and aspirations. Together, we can build a robust financial strategy that sets you up for long term success.

If you're ready to take control of your financial future, let's have a conversation. I am eager to help you achieve your financial goals.